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    February 12, 2020
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Now you can build your savings and have a chance to WIN! WINcentive SAVINGS With WINcentive Savings*, a prize-linked savings account offered by City of Boston Credit Union you can watch your savings grow and have the chance to win in monthly, quarterly and annual drawings. By saving with a WINcentive Savings account you earn entries into prize drawings based on how much you save! For complete details please visit cityofbostoncu.com Membership open to those that live, work or attend school in a community of Middlesex, Norfolk or Suffolk Counties** 617-635-4545 Cityofbostoncu.com *Annual Percentage Yleld (APY) of WINcentive Savings is .10% APY and is accurate as of 1/1/19. APY is subject to change without notice. Must be a member in good standing of City of Boston Credit Union to open WINcentive Savings. Only one WINcentive Savings account allowed per member. Business and trust accounts or other non-consumer accounts are not eligible. Unlimited deposits allowed, but per calendar year prize pool entries are eamed by month-over-month balance increases with each $25 deposit increase equal to one (1) entry with the following maximum entries per drawing period - maximum number of entries per month equals 4, maximum number of entries per quarter equals 12 and maximum number of entries per year equals 48. Account holder is only eligible to win once per drawing pool period. At least one account holder must be 18 years or older. Account must be open and active to win any prize during drawing period. Prizes are non-transferrable. Prize winnings will be reported as income on IRS 1099 form. Early withdrawal penalites apply. first withdrawal $10 fee, second withdrawal $25 fes, third withdrawal account closure is required with no penalty. If WINcentive savings account is closed member is ineligible to open another WINcentive savings account with City of Boston Credit Union for a period of 90 days, all eamed drawings at the time of account closure are forfeited. Minimum deposit of $5.00. After twelve (12) consecutive months of saving, WINcentive savings account holder may do any of the folowing peralty-free during the one year anniversary month (month 13) of account opening: keep balance in WSA account (any roll-over balance that remains at the end of the anniversary month wil be treated as a new deposit for eligiblity into applicable prize pools for the subsequent first monithly, quarterty and annual savings period Transfer funds into another savings product offered by City of Boston Credit Union; Withdraw all funds but keep $5 on deposit in WSA to maintain account Close account. Offer may be withdrawn at any time. * For complete City of Boston Credit Union membership eligibility and guidelines visit cityofbostoncu.com CITY OF BOSTON Federaly Insred NCUA MSIE CREDIT UNION by NCUA Now you can build your savings and have a chance to WIN! WINcentive SAVINGS With WINcentive Savings*, a prize-linked savings account offered by City of Boston Credit Union you can watch your savings grow and have the chance to win in monthly, quarterly and annual drawings. By saving with a WINcentive Savings account you earn entries into prize drawings based on how much you save! For complete details please visit cityofbostoncu.com Membership open to those that live, work or attend school in a community of Middlesex, Norfolk or Suffolk Counties** 617-635-4545 Cityofbostoncu.com *Annual Percentage Yleld (APY) of WINcentive Savings is .10% APY and is accurate as of 1/1/19. APY is subject to change without notice. Must be a member in good standing of City of Boston Credit Union to open WINcentive Savings. Only one WINcentive Savings account allowed per member. Business and trust accounts or other non-consumer accounts are not eligible. Unlimited deposits allowed, but per calendar year prize pool entries are eamed by month-over-month balance increases with each $25 deposit increase equal to one (1) entry with the following maximum entries per drawing period - maximum number of entries per month equals 4, maximum number of entries per quarter equals 12 and maximum number of entries per year equals 48. Account holder is only eligible to win once per drawing pool period. At least one account holder must be 18 years or older. Account must be open and active to win any prize during drawing period. Prizes are non-transferrable. Prize winnings will be reported as income on IRS 1099 form. Early withdrawal penalites apply. first withdrawal $10 fee, second withdrawal $25 fes, third withdrawal account closure is required with no penalty. If WINcentive savings account is closed member is ineligible to open another WINcentive savings account with City of Boston Credit Union for a period of 90 days, all eamed drawings at the time of account closure are forfeited. Minimum deposit of $5.00. After twelve (12) consecutive months of saving, WINcentive savings account holder may do any of the folowing peralty-free during the one year anniversary month (month 13) of account opening: keep balance in WSA account (any roll-over balance that remains at the end of the anniversary month wil be treated as a new deposit for eligiblity into applicable prize pools for the subsequent first monithly, quarterty and annual savings period Transfer funds into another savings product offered by City of Boston Credit Union; Withdraw all funds but keep $5 on deposit in WSA to maintain account Close account. Offer may be withdrawn at any time. * For complete City of Boston Credit Union membership eligibility and guidelines visit cityofbostoncu.com CITY OF BOSTON Federaly Insred NCUA MSIE CREDIT UNION by NCUA