Homeownership affordable. more M&T has options to help you achieve homeownership. You may be eligible for solutions to help: Reduce the cash needed at closing Lower monthly payments Save thousands by paying less interest Qualify with a less-than-perfect credit history EXOP Get started with one of our mortgage specialists by calling 1-888-253-0993 or visit us at mtb.com. Equal Housing Lender. Certain restrictions apply. Subject to credit and property approval 2022 M&T Bank Member FDIC, NMLS# 381076. AMP-3254-A 221017 VF M&T Bank Homeownership affordable . more M & T has options to help you achieve homeownership . You may be eligible for solutions to help : Reduce the cash needed at closing Lower monthly payments Save thousands by paying less interest Qualify with a less - than - perfect credit history EXOP Get started with one of our mortgage specialists by calling 1-888-253-0993 or visit us at mtb.com . Equal Housing Lender . Certain restrictions apply . Subject to credit and property approval 2022 M & T Bank Member FDIC , NMLS # 381076. AMP - 3254 - A 221017 VF M & T Bank